Where Commercial Strategy Meets Product Delivery.

Head of Strategy & Product · 25+ years building and scaling digital products at CBA, Mastercard, Westfield and beyond.

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years' experience
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people led
$0m+
P&L managed
Bobby Tan - Head of Strategy and Product

I sit at the intersection of strategy, product and commercial reality.

Commercial Strategy

Translating vision, strategic objectives and concept papers into investment cases and exection. Highlights include: moving from nation building vision to executed Definitive Agreements at NBN Co (A$11bn+).

Product Leadership

Building product management chapters, coaching PMs, and developing digital roadmaps at scale for Australia's most used Banking App.

AI & Growth

Early mover in AI adoption: AI Acceleration programs, Agent Hackathons, Gen-AI discovery sprints and vibe coding.

"Most strategists hand off when the hard work starts. I do both and I have the results (and the scars) to show for it."

Impact by Numbers

$0bn
NPV deal negotiated (Telstra/NBN Co)
0k
users in 15 months (Cheddar)
0%
of new CommSec accounts in 9 months
$0m
venture funding secured (Truyu)
0
team members upskilled in AI
0
team engagement score Q2 FY26

Career Timeline

20+ years across financial services, retail, technology and infrastructure

2022–Present

Commonwealth Bank

EM Product & Strategy, Digital

2019–2022

Scentre Group

Head of Strategy

2017–2019

Mastercard / APT

Principal

2015–2017

L.E.K. Consulting

Engagement Manager

2010–2015

NBN Co

GM, Commercial & Alliances

2008–2009

Downer EDI

Strategy & Business Development (M&A)

2001–2008

Telstra

Various: Transformation, Pricing, Bus.Dev.

Expertise & Capabilities

A unique blend of strategic thinking, commercial acumen, and hands-on product leadership

Commercial

Commercial NegotiationDue DiligenceBusiness DevelopmentFinancial ModellingM&A Strategy

Core

Customer problem discoverySolution discovery and validationProduct strategy and roadmappingAI & Gen-AI opportunity discovery

Delivery & Leadership

Team BuildingChange ManagementVenture IncubationPartnership ManagementExecutive Stakeholder Engagement

Industry Sectors

Financial ServicesRetail / LoyaltyTechnology / SaaSTelecommunicationsTransport & Infrastructure

Perspectives

Thoughts on strategy, product, and building what matters.

AI Strategy

Why most AI strategies are just feature lists

Drawing on the AI Acceleration program and Gen-AI discovery sprints at CBA and x15.

Read more
Product Leadership

The product manager your CFO will actually trust

Bridging commercial discipline and product delivery — the rare combination that drives results.

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Growth

From 0 to 300k: what startup metrics actually tell you

Lessons from Cheddar on scaling a venture inside a large bank.

Read more

Credentials & Education

A strategist with the legal, financial and commercial training to close deals as well as design them.

Professional Qualifications

Executive MBA
AGSM
Graduate Dip Applied Finance
FINSIA
CPA
CPA Australia

Academic Background

Bachelor of Laws
UNSW
Bachelor of Commerce
UNSW
AI Certifications
Various - Google, IBM,etc

Let's talk about what you're building.

Whether you're scaling a product team, rethinking your digital strategy, or navigating an inflection point, let's connect and see what we can build together.

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